How Teenagers Can Save Money for the Future


I've known these two young ladies for their entire lives. They have an phenomenal mother and amazing grandparents who taught them about the importance of saving money for the future. Recently, I saw their mom's post on Facebook about beginning the year with a savings account. I was compelling to write her and ask for her family's viewpoint on saving and why others should consider saving. These were their responses.

I am QUITE impressed! So focused! :)

Jamiyah Stephenson (15 years old)

The reason to save as a teenager is because you don’t want it to affect your future. You also, don’t want to be living paycheck to paycheck because you are focusing on your wants instead of your needs. In the future, it is going to be even harder to stop spending money constantly because it has already become a habit. You shouldn’t want money problems when you’re older because you’ll have all kinds of bills to pay.

Jaterria Stephenson (13 years old)

Saving money as a teenager is important to me because it’s about growing up and being a responsible young lady. Maturity is a must-have in order to succeed at saving money. It took me a while to want to save, but now that I’m getting older I feel it’s time to finally be a responsible teen. It may take more time for other teens to want to save their money for something. Learning have to save as a teen can help secure you for the future so it’s important to save as much as you can.

Mom's View: 

I stress saving because I want my children to be able to live without me, I want them to know financial security and freedom. I don’t want them to have to struggle before they learn the value of a dollar. This day and age it is imperative that our children have a nest egg or at least be working toward something bigger than themselves. We know in the black community, the struggle is rampant and it is pretty much a learned behavior. We see our parents spending money but we are never taken to a financial institution to show us the value of keeping our money. I was so proud taking my girls to the bank the other day and seeing their reactions to going into a bank, filling out and deposit slip and handing over their money.


A sad moment came when they correlated a bank as a bad thing because of the shows they’ve seen where the bank was getting robbed. 😢. My middle child said, “oh my god that was so weird but I feel so grown up now.” Beautiful moment for me as a mom. Thank you for featuring them on your blog. If you don’t mind, let me know when it goes up so I can share I with other. Our community is in need of financial gems.

Thank you for sharing your stories! I am proud of each of you and I want you to know that you have an AMAZING future ahead of you! 

So... "What are YOUR tips for teaching teenagers to save?"

Let us know in the comments!

Sincerely,

The @WeekendsCount Family!

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