New Study Suggests DFW Residents Can Save Money By Activating Emotions. Here’s How.

We are so excited to discuss two of our passions: saving money and research! Yes, as college professors, we love research.  Research that helps you save money is just what we need!  We're also excited to partner with Capital One to bring you this post!

Study Background

Previous research has shown that memories can be so vivid it’s like experiencing the event again, and remembering an event, a situation, or a person can evoke a shiver of excitement, the heat of anger, or the anguish of grief. Although emotion that is activated by a memory may not be felt as intensely as the actual experience, the recall can be enjoyable or painful nonetheless. Emotional memory adds credibility to the notion that thoughts can trigger emotion just as the activation of emotion can create cognitions. One of the areas of the brain that is involved in memory processing – the amygdala – also plays a role in emotional reactions and decision making. This research led Capital One to explore the power that emotion might have on financial decision-making.

Capital One and Financial Psychologist Dr. Brad Klontz of Creighton University sought to test whether positive memories tied to sentimental items, thus powerful and vivid memories, could be harnessed to improve financial decision-making – or, more specifically, savings behavior. The Banking Reimagined Savings Study, sponsored by Capital One and led by Dr. Klontz, randomly assigned participants to one of two groups – the control group or the sentimental item group – and compared the results of the two groups. The control group received a standard financial education presentation (FE) without any emotional engagement. The sentimental item group (SI) experienced an immersive positive emotion-based presentation and exercises revolving around the sentimental item they were asked to bring with them to the study.

What They Found

  • The sentimental item group increased their savings three times (67%) more than the control group (only 22%) as reported in the follow-up phase.
  • Participants assigned to the sentimental item group almost doubled what they save on average per year at $10,020 compared to $5,838 prior to the study.
  • Across all five cities, the sentimental item group reported increased savings that were substantially higher than the control group as reported in the follow-up phase:
    • Boston: 75% increase
    • Austin: 40% increase
    • Seattle: 47% increase
    • Atlanta: 137% increase
    • Dallas: 115% increase
  • The sentimental item group showed statistically significant increases in their financial savings behaviors from pre-experiment to post-experiment: readiness to save, confidence toward saving and financial health.
    • Readiness to Save: The sentimental item group’s readiness to save increased three times more compared to the control group
    • Confidence in Ability to Save More: The sentimental group’s confidence in their ability to save increased twice as much as the control group
    • Financial Health: The sentimental group’s reported financial health increased four times more than the control group

Capital One Confidential

  • The sentimental item group reported that they were more significantly emotionally attached (10%) to their sentimental item from pre-experiment to post-experiment, an effect needed to change behavior from post- experiment to the follow-up phase.

What This Means

  1. The researchers hypothesize that the sentimental items group were able, through positive, emotionally-charged memories, to develop a deeper emotional incentive for saving money. The exercises they engaged in may have enabled them to more viscerally relate saving money to the family, life values and goals that mean the most to them.
  2. By incorporating sentiment and savings experiences into financial planning -- workshops, money coaching conversations, or even self-directed processes -- It may be possible to successfully harness a person’s emotions in order to facilitate better and healthier financial decision-making.

What You Can Do – Tips and Tricks

Most of our financial decisions are not made by our rational brain. They are made by our emotional brain – and our emotional brains are not motivated by numbers or facts. We must engage our emotional brain if we want to change our financial behaviors.

Based on the Banking Reimagined Savings Study results, people might be able to try some of the same exercises the sentimental item group experienced in the study to improve their own savings behavior.
  • Harness the positive emotion tied to your own sentimental items to improve your savings behavior.
    • Think of an item you’ve kept for positive sentimental reasons and ask yourself what kind of feelings and values are associated with that item. Is it something a grandparent or parent gave you and thus is tied to the importance of a loving and supportive family? Or is it something from a vacation abroad that serves as a reminder of a sense of adventure and the great experiences you were lucky to have and that you hope to have more of in the future? Use the power of emotion tied to your sentimental item and the identified feelings and values associated to determine how to live your values today and improve your financial savings behavior.
  • Come up with an exciting vision of what you are saving for and ask yourself the following questions:
    • What would saving for the future get you? What is it you truly want? Get specific. What does it look like? How would it feel to have it? Who might you be enjoy it with? Where are you? What do you see, feel, experience?
    • Consider creating some visual motivators. For example, cut out a picture from a magazine depicting your goal and tape it to your mirror. Better yet, put a picture depicting your goal as your screensaver or smartphone wallpaper where you can see it several times a day.
  • Get specific. Don’t just have a “savings account.” Name it. Have a “2018 European Family Vacation Account.”
  • When you are motivated to take action, automate it!
    • For example, set up a monthly payment from your checking account to your savings account, like Capital One’s 360 Savings, so you never have to think about saving for the goal again. Make it easy to keep on track.
Capital One hosted National Savings Day and officially launched #ShareMySave on October 12 to spark a two-way dialogue around the topic of saving, help propel people to their money goals and celebrate individuals who value the act of saving.

We often think saving is hard. But the truth is, most of us have been saving for years. Look around at the stuff that you treasure in your home.

Maybe there’s a box of old love letters from your great grandparents. The toy robot you played with 40 years ago. Perhaps an elaborate sculpture you made in middle school—even though it’s broken. Here's a keepsake for our family:

Shapes and Counting Toy

We hang onto these things because they have meaning. Well, now we want to take those stuff-saving habits, and turn them into money-saving habits.

In fact, Capital One is honoring the need to save – and our innate emotional drive to do so. To celebrate, we’re holding a social media contest to promote the importance of saving and people’s capacity to do so.

Capital One is launching #ShareMySave – a celebratory contest that calls on Boston, Austin, Seattle, Dallas and Atlanta residents to share images of their most treasured keepsakes and what they are saving towards for a chance to win monetary prizes up to $10,000.
  • Share a photo of a treasured keepsake you've saved, and tell why it's special. Follow @CapitalOne and post it on Twitter or Instagram using #ShareMySave and #Contest for a chance to win weekly cash prizes of $500 or one of their $10,000 grand prizes.
And don't forget to visit capitalonesharemysave.com!

This post contains affiliate links to help you build your shopping list and travel list for your family. We are passionate about the product and the experiences listed in this post, but we also wanted to provide easy links you can click to purchase products for your busy lifestyle.

Thank you Capital One for sponsoring this post! This is a paid endorsement. All opinions are my own and were not directed by Capital One.  To learn more about Capital One, visit www.capitalone.com.

This week,

Have a great week and plan for the weekend!

Related Posts Plugin for WordPress, Blogger...
About Weekends Count - Weekends Count is a Millennial Family Travel, Fun, Food and Activities blog based in the Dallas-Fort Worth area in Texas. We review hotels, travel and household items, and millennial family experiences!

Authors - Jennifer and Tony Edwards

Here's a link to our press kit/media kit - http://www.weekendscount.com/p/our-media-kit.html

Mailing Address: 1030 East Highway 377 Suite 110; Box #145; Granbury TX 76048
Phone Number - 817-382-8475

Send us an Email! We are PR friendly! - weekendscount@gmail.com
Watch Our Videos on YouTube! - http://www.youtube.com/weekendscount/
Become a fan of Facebook! - http://www.facebook.com/weekendscount/
Follow Us on Twitter - http://www.twitter.com/weekendscount/
Look for Us on Instagram - http://www.instagram.com/weekendscount/
Discover the Weekends Count Blog - http://www.weekendscount.com

Five Reasons Why YOU Need a Variety of Lightening Cable Sizes


As a parent, we are modern day superheroes for our families. We can navigate driving in the rain, protecting our families from storms, and also from waking our children with a bright light when we need to find our cell phone charging cables in the dark.

There are certain situations when parents REALLY need to find cell phone charging cords in the dark. These situations can include...

1 - Charging your cell phones in a hotel without waking the entire room.

2 - Finding the charging cable in your purse (when plugged into a mobile charger)

3 - Leaving for a trip early in the morning and finding those last minute items before departing in the shuttle.

This post contains affiliate links to help you build your shopping list and travel list for your family. We are passionate about the product and the experiences listed in this post, but we also wanted to provide easy links you can click to purchase products for your busy lifestyle.


Also, there are MULTIPLE reasons WHY you should have a variety of charging cord sizes! 

1 - You can stretch your 6-foot cord to the back of the car to meet the charging needs of your children.

2 - You can use a 1-foot cord to charge devices in your purse without having a cord dangling from your bag!

3 - You can use a 3-4 foot cord to charge devices in your travel (or everyday backpack).

4 - You can charge items in your office on your desk (while having the 6 foot cord extend to the wall.

5 - You can always have a 1, 3/4, 6 foot cord ready-to-go for all of your parenting adventures, whether day-to-day or seasonal vacations!


We recommend the Aimus [3-Pack] Lightning Cable with LED Light (Black) as a MUST HAVE for travelers! http://www.amazon.com/gp/product/B074DQYFK7

Have a great week and plan for the weekend!

Related Posts Plugin for WordPress, Blogger...
About Weekends Count - Weekends Count is a Millennial Family Travel, Fun, Food and Activities blog based in the Dallas-Fort Worth area in Texas. We review hotels, travel and household items, and millennial family experiences!

Authors - Jennifer and Tony Edwards

Here's a link to our press kit/media kit - http://www.weekendscount.com/p/our-media-kit.html

Mailing Address: 1030 East Highway 377 Suite 110; Box #145; Granbury TX 76048
Phone Number - 817-382-8475

Send us an Email! We are PR friendly! - weekendscount@gmail.com
Watch Our Videos on YouTube! - http://www.youtube.com/weekendscount/
Become a fan of Facebook! - http://www.facebook.com/weekendscount/
Follow Us on Twitter - http://www.twitter.com/weekendscount/
Look for Us on Instagram - http://www.instagram.com/weekendscount/
Discover the Weekends Count Blog - http://www.weekendscount.com

Looking for 15 Minute Family Meal Suggestions? Add Brazi Bites to Your Shopping List

Our busy family is always looking for a neat easy ways to enhance our evening meals. We are always looking for a nice complement to our 15 minute meals after a long day of work and commuting to the next city. We discovered Brazi Bites and we were hooked! This is especially important during September (Family Meals Month) - #FamilyMealsMonth!

If your family looking for a way to bring more flavor to the dinner table, add Brazi Bites to your shopping list for an after school weekday meal!


Brazi Bites are Brazilian Cheese Bread that you can easily bake in your own home.  The recipe is simple and easy to add to your existing meal preparation.

This post was sponsored by Brazi Bites. We are passionate about the product and the experiences listed in this post, but we also wanted to provide easy links you can click to purchase products for your busy lifestyle.

Here's the Recipe:

Step 1 - First, you need to preheat oven to 400 degrees.


Step 2 - Place bites on baking sheet 1 inch apart and bake bites for 20 minutes.


Step 3 - The easiest step! - Enjoy!



Here's the complete meal for our preschooler! She loved it and she loves Brazi Bites! These bites made a dinner meal that Dad makes often much tastier!



Have you tried Brazi Bites?  Do you eat them a la carte as part of a meal?  Let us know in the comments!

About Weekends Count - Weekends Count is a Millennial Family Travel, Fun, Food and Activities blog based in the Dallas-Fort Worth area in Texas. We review hotels, travel and household items, and millennial family experiences!

Team - Jennifer and Tony Edwards

Here's a link to our press kit/media kit - http://www.weekendscount.com/p/our-media-kit.html

Mailing Address: 1030 East Highway 377 Suite 110; Box #145; Granbury TX 76048
Phone Number - 817-382-8475

Send us an Email! We are PR friendly! - weekendscount@gmail.com
Watch Our Videos on YouTube! - http://www.youtube.com/weekendscount/
Become a fan of Facebook! - http://www.facebook.com/weekendscount/
Follow Us on Twitter - http://www.twitter.com/weekendscount/
Look for Us on Instagram - http://www.instagram.com/weekendscount/
Discover the Weekends Count Blog - http://www.weekendscount.com

Our Favorite Gluten Free and Allergen Free Foods! GFAF Expo Giveaway!

Since mom and daughter have food allergies, it's difficult to find foods that taste good that they can eat.  In addition, finding healthy foods can break the family budget.  Also, searching for gluten free and allergen free foods can be time consuming.  Here are some of the products we enjoy in our family.  We hope this list saves you time and money in the long run.

Conversing at Chick-Fil-A on a Saturday Afternoon in Granbury, Texas


Our weekends have been so busy lately that it has been incredibly difficult to make our Weekends Count. This weekend (Labor Day weekend, we've made a concerted effort to have much needed family conversations over meals.



Tonight's "Conversing at Chick-Fil-A" conversation occurred over two superfood salads, one grilled chicken kid's meal with apple sauce and milk, and one Chick-Fil-A Chicken Sandwich.


We had an incredible conversation about our caring for our little one's grandfather, the importance of eating nutritious food, and good behavior.


Our meal concluded with a few laps around the Chick-Fil-A playground and a quick drive back to the house to start our bedtime process.

We look forward to having another "Conversing a Chick-Fil-A" conversation soon!



About Weekends Count - Weekends Count is a Millennial Family Travel, Fun, Food and Activities blog based in the Dallas-Fort Worth area in Texas. We review hotels, travel and household items, and millennial family experiences!

Team - Jennifer and Tony Edwards

Here's a link to our press kit/media kit - http://www.weekendscount.com/p/our-media-kit.html

Mailing Address: 1030 East Highway 377 Suite 110; Box #145; Granbury TX 76048
Phone Number - 817-382-8475

Send us an Email! We are PR friendly! - weekendscount@gmail.com
Watch Our Videos on YouTube! - http://www.youtube.com/weekendscount/
Become a fan of Facebook! - http://www.facebook.com/weekendscount/
Follow Us on Twitter - http://www.twitter.com/weekendscount/
Look for Us on Instagram - http://www.instagram.com/weekendscount/
Discover the Weekends Count Blog - http://www.weekendscount.com

Your Resilient Child: Parenting that Builds Confidence and Grit

Your Resilient Child: Parenting that Builds Confidence and Grit

By Patty Wipfler and Tosha Schore, Hand in Hand Parenting
Copyright ©Hand in Hand Parenting, 2017
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -


Even today many of us think that building resilience and grit in our children requires the use of harshness. It’s not that we want to scare them or hurt them or worry them. We just don’t know how else to get from the screaming, tantruming child to the strong, confident one. The truth is that a crying or upset child is not weak or broken. He is brilliant - using his body’s natural ability to heal from upset to regain access to his thinking brain that will guide him well. It’s just that we adults are so uncomfortable with big loud feelings that we get in the way of success!

Children who seem to lack confidence or resilience know how to gain those qualities, but they need our support to make it happen. Setting Limits by offering them expectations, and then stopping to really listen to any feelings that come up around that limit is a great way to escort a scared child towards confidence. We call this willingness to hear how a child is feeling when they are upset “Staylistening.” Because separation is such a common struggle for children of all ages, it is often the perfect place to help a scared child gain confidence.

TACKLING SEPARATION FEARS USING LISTENING TOOLS

The first step in moving towards confident separations is to plan for emotional ones. You’re ready to be an agent of change when you’ve anticipated the upset that is surely coming.

Second, understand that your child’s upsets reflect underlying fear, not a deliberate desire to ruin your plans. Think about where your child’s fears might come from. If your son clings tightly to you at bedtime, consider what earlier separations he might be recalling. Has the daughter who won’t participate in that gymnastics class she wanted so badly had difficulties in groups of children before? You may be able to identify a few of the hard times that could be contributing to your child’s separation fears. But don’t worry if you can’t think of anything. He can shed his fears without either of you knowing their origin.

The third step in helping your child through separation struggles is to address your own fears and worries. As your child shows how threatened he feels, your own feelings can be triggered so that you become unsure of his safety, too! Your worries will be transmitted to him without a word.

Things will go better when you get the support you need to release those feelings. Remember how you felt leaving your crying child to get to work on time? Or how it felt moving your child from a crib to a “big kid” bed? Do you remember longing for your own mom? Your dad? Listening Partnerships work well for identifying and venting feelings from memories like these.

In the throes of a difficult separation, Setting Limits and Staylistening are your go-to tools. You’ll want to let your child know ahead of time that a separation is coming up. He needs to know where you are going, when you’re coming back, and who will stay with him. If he begins crying at this news, Staylisten. He’s using the healing process already.

Here’s a story from our new book Listen: Five Simple Tools to Meet Your Everyday Challenges that shows you what it can look like. This mom took a broad perspective on her son’s separation issues, chose to set a limit and Staylisten, and watched big new doors open for him.

When my son was in sixth grade, he was still too frightened to go on sleepovers. I didn’t want to push him to do something he wasn’t ready for, but all his friends were sleeping at each other’s houses, and I sensed that my son really wanted to as well. I felt that his fears were holding him back. After sharing my feelings about this issue several times with a Listening Partner, I decided that I was ready to help my son.

I had gone to overnight camp myself when I was young, and I wanted my son to begin going to the same camp. I knew he’d love it, and I’d heard that one of his close friends was also going. I knew that if I set a limit here, I’d need to Staylisten, and this would move him into a more rational and relaxed space. One day, the two of us were home alone and I said to my son, “I’ve decided I’d like you to go to sleepaway camp this summer. The session that fits with our schedule is full, but I put you on the waitlist.” I knew that he would be upset by this proposition, but I didn’t realize just how scared he was! He began trembling. He begged me not to send him. He told me that he couldn’t be away from me for that long—that he would die! At first I was taken aback by the rush of emotion and the intensity of my son’s words. But I quickly realized that this limit was important.

His upset and trembling continued for a good hour. I listened. Then he calmed down and asked, “Do you think I’ll like it?” He was still hesitant, but he had shed enough fear that he could see the possibility that my decision to send him to camp was a good one. We talked for a while, and then moved on to other things.  The next day I heard my son say to his brother, “I’m going to sleepaway camp this summer! Well, if there’s space. I’m on the waitlist.” He was proud. And then he turned to me and asked if he could spend the night at a friend’s house that same night. While I remained calm, inside I was bursting with excitement at my son’s newfound freedom. “Absolutely! Why don’t you give him a call and see if tonight works.” Since that day, my son has been sleeping at friends’ houses regularly. And that summer he had the time of his life at camp. His first words off the bus when he got home? “Can I go to Session Three next summer? It’s longer!”

Want to help your child build confidence? Hold out reasonable expectations. Listen to his fears. Get the support you need to address your own worries. You’ll be amazed at how quickly things can change!



You can learn more about the authors and their new book, Listen: Five Simple Tools to
Meet Your Everyday Challenges, on the Hand in Hand Parenting website.

This post contains affiliate links to help you build your shopping list and travel list for your family. We are passionate about the product and the experiences listed in this post, but we also wanted to provide easy links you can click to purchase products for your busy lifestyle.

This week,

Have a great week and plan for the weekend!

Related Posts Plugin for WordPress, Blogger...
About Weekends Count - Weekends Count is a Millennial Family Travel, Fun, Food and Activities blog based in the Dallas-Fort Worth area in Texas. We review hotels, travel and household items, and millennial family experiences!

Authors - Jennifer and Tony Edwards

Here's a link to our press kit/media kit - http://www.weekendscount.com/p/our-media-kit.html

Mailing Address: 1030 East Highway 377 Suite 110; Box #145; Granbury TX 76048
Phone Number - 817-382-8475

Send us an Email! We are PR friendly! - weekendscount@gmail.com
Watch Our Videos on YouTube! - http://www.youtube.com/weekendscount/
Become a fan of Facebook! - http://www.facebook.com/weekendscount/
Follow Us on Twitter - http://www.twitter.com/weekendscount/
Look for Us on Instagram - http://www.instagram.com/weekendscount/
Discover the Weekends Count Blog - http://www.weekendscount.com

Guest Post: 8 Tips for Approaching Your Weekends Frugally (from Family Faith Finance)

Here's a guest post on frugal weekends from our pal Josh at Family Faith Finance:

One reason we work hard throughout the week is to relax and have money to enjoy the weekend. What you don’t want to do is spend all your hard-earned cash on a single weekend. These tips can help you enjoy your weekends frugally.

Have a Plan
With anything in life, your odds of accomplishing goals will be significantly higher when you plan. Taking a few minutes to scout out the best deals on sites like Groupon. If you plan on only going to a restaurant only once over the weekend, choosing which meal will prevent the possibility of going out two or three times because you didn’t pack a lunch or go grocery shopping yet.

Only Shop for Items on Your List
You might wait until the weekend to go shopping because you don’t have the time after work. Instead of window shopping, be intentional about the items you want to purchase by making a shopping list. In other words, make a list according to a budget and stick to it!

Only visiting stores and shopping for items on your list can keep you within budget. Sticking to your list will not only help you enjoy a frugal weekend, but it will also limit the amount of clutter in your house. After all, stores are constantly putting items on sale or clearance and it can be easy to buy items you don’t need if you don’t make a list.

Use a Separate Bank Account
One budgeting tactic you can try out is creating a separate bank account that is used only for the weekends. Set the amount of money you want to spend each weekend or month by transferring that amount from your regular bank account. Once the money is spent, you stay home or look for free activities until your weekend account is replenished.

If you don’t spend all the money this weekend, you can save it up to spend more on upcoming weekends. This can be a great way to save for a weekend getaway when you don’t want to pull from your savings. Choosing an account with its own debit card can also ensure you don’t accidentally use money from your primary bank account. It makes sense to use an online bank account which can be opened separately from your traditional bank. In general, most online bank accounts come with very low to zero fees, making them a feasible option as a secondary bank account.

Don’t Use a Credit Card
In addition to using a second bank account, keep your credit card out of the equation on the weekends. Unless you can immediately pay the balance with your second account, a credit card can encourage you to spend more than your weekend budget allows. Instead, pay with cash or a debit card, preferably from your weekend bank account.
*The Weekends Count Family actually utilizes credit cards for almost every purchase. However, we use coupons and online deals for every single purchase we make.

Invite Friends Over
If you typically go to the bar or restaurant to watch a sports game or converse with your friends, invite them to your house instead. By having everybody bring a dish of food and beverages, you can save money on food and still watch the game or movie on TV. The atmosphere might not be as energetic, but you can still make the best of it.

Limit How Many Times You Go Out
Even if you can afford to go out every weekend, you might decide to save money by only going out one night a week or only once or twice a month. Going to the club or a live concert can be fun, but it can also get expensive very quickly.

Reducing your nights out can be an easy way to curb your entertainment spending. You can use your free time to start new, frugal hobbies like Netflix binges, hosting game nights, or looking for free or cheap events to attend instead. If you live in a big city, you will be surprised at how many different activities are constantly going on.

Visit a Park
Depending on your hobbies, local parks often offer many of the same opportunities as private locations. Parks can be a free option to go hiking, have a picnic, and enjoy time outdoors.
To attract visitors, some parks have also contracted with vendors to provide experiences like ziplining, boat rentals, and other activities like Frisbee golf courses. These alternatives can be cheaper than visiting an amusement park that offers similar experiences for more money.


Switch to Cheaper Hobbies
Some hobbies like golf, going to the movies, or attending a theater show can get expensive in a hurry. Instead look for cheaper hobbies like Frisbee golf instead real golf or visiting an amateur theater production instead of the traveling production. You can still participate in your existing hobbies, but you might consider reducing the frequency to save money.

Summary
Having a frugal weekend doesn’t mean you can’t have fun. It just means you use your money more efficiently so you can still accomplish your other money goals. Doing so means you don’t have to stress about money on the weekends or work extra hard during the week just to afford your weekend plans.

Josh recently got into the personal finance game when he decided to start up Family Faith Finance. His goal is to introduce a unique perspective while offering solid, unbiased advice. Thanks for the guest post Josh!

Related Posts Plugin for WordPress, Blogger...
About Weekends Count - Weekends Count is a Millennial Family Travel, Fun, Food and Activities blog based in the Dallas-Fort Worth area in Texas. We review hotels, travel and household items, and millennial family experiences!

Team - Jennifer and Tony Edwards

Here's a link to our press kit/media kit - http://www.weekendscount.com/p/our-media-kit.html

Mailing Address: 1030 East Highway 377 Suite 110; Box #145; Granbury TX 76048
Phone Number - 817-382-8475

Send us an Email! We are PR friendly! - weekendscount@gmail.com
Watch Our Videos on YouTube! - http://www.youtube.com/weekendscount/
Become a fan of Facebook! - http://www.facebook.com/weekendscount/
Follow Us on Twitter - http://www.twitter.com/weekendscount/
Look for Us on Instagram - http://www.instagram.com/weekendscount/
Discover the Weekends Count Blog - http://www.weekendscount.com